Straight answers about bookkeeping, pricing and working with us.

Start by booking a free consultation through our contact page. We learn how your business runs, review the condition of your books, and recommend the right level of support. You then receive a written proposal with scope and pricing before any work begins.

FirstFruits Financial has more than 4 years of experience and has served more than 75 clients. Those clients range from solo owners to growing multi-entity companies, across monthly bookkeeping, catch-up bookkeeping, accounts payable and receivable, real estate bookkeeping and fractional CFO services.

Yes. The first meeting with every new client is free. It is a working conversation about your business, your current systems and what you need, not a sales pitch.

Usually bank and credit card statements, access to your accounting software, recent payroll reports, payment processor or POS reports, loan statements, and your most recent tax return. We send a tailored checklist after the consultation, and you upload everything securely through the Avanti client portal.

Engagement terms are tailored to each client. Commitment and term depend on the services you need and the scope of the work, and everything is spelled out in your proposal before you sign.

We bring them current first with catch-up or cleanup work, then move you into monthly bookkeeping. Catch-up work is quoted separately so you know the cost up front.

Monthly bookkeeping starts at $300 per month for Core Bookkeeping, $900 per month for Growth Bookkeeping, and $1,750 per month for Advanced Bookkeeping. Final pricing depends on transaction volume, number of financial accounts, entities, integrations and reporting needs.

Catch-up bookkeeping starts at $500, and bookkeeping cleanup starts at $750. Complex or multi-year projects are custom priced. The main factors are how many months are behind, transaction volume, number of accounts, payment processors and entities. We quote after reviewing your books.

Fractional CFO plans start at $1,500 per month for CFO Advisory, $2,500 per month for Growth CFO, and $4,000 per month for Strategic CFO. Final pricing depends on business size, financial complexity, number of entities and how often you need us in the room.

For investors, pricing starts at $300 per month for up to 3 properties, plus $50 per property per month for properties 4 to 10, with volume pricing from 11 properties and $150 per month for each additional entity. For property managers, pricing starts at $500 per month for up to 25 doors, $850 for 26 to 75 doors, and $1,400 for 76 to 150 doors, with custom pricing above that.

Accounts payable starts at $300 per month, accounts receivable starts at $300 per month, and invoicing support starts at $200 per month. Full financial operations starts at $600 per month, and higher volume engagements typically run $900 to $1,500 or more per month depending on complexity.

No two sets of books are the same. Our plans give you an honest starting point, and your final price reflects your actual volume and complexity. You always receive a written quote before work begins, so there are no surprises.

Bookkeeping is recording and organizing every transaction: categorizing, reconciling accounts and producing monthly financial statements. Accounting uses that data to analyze performance, plan taxes and make decisions. Good bookkeeping comes first, because every accounting, tax and CFO decision depends on accurate books.

Usually, yes. QuickBooks is a tool, not a process. Bank feeds miscategorize transactions, accounts go unreconciled and errors compound quietly. A bookkeeper makes sure the numbers in your software are actually correct and closed every month.

Catch-up bookkeeping brings books that have fallen behind back up to date, whether that is a few months or several years. It is common before tax season, a loan application or a sale, or when a business has outgrown doing its own books.

Catch-up is for books that are behind but structurally sound, so we record the missing months. Cleanup is for books that exist but are wrong, such as unreconciled balances, duplicates, incorrect entries or balance sheet issues that need to be corrected or rebuilt.

Every month you receive a profit and loss statement, a balance sheet and a cash flow view, delivered through the Avanti client portal. Growth and Advanced plans add deeper reviews and custom reporting.

A fractional CFO is an experienced financial leader who works with your business part time. You get forecasting, cash flow planning, budgeting, pricing and growth strategy without the cost of a full-time executive.

You likely do if you are profitable on paper but short on cash, planning a hire, a loan, a new location or a price change, or making big decisions without a forecast. If your books are not yet accurate, start with bookkeeping. A CFO is only as good as the numbers underneath.

A CPA typically focuses on tax returns, compliance and looking back at what already happened. A fractional CFO looks forward, using your numbers to plan cash, model scenarios and guide decisions. Many businesses use both, and we work alongside your CPA.

Yes, and most CFO clients do. When the same team keeps your books and advises on them, reporting is faster and recommendations are grounded in numbers we already trust.

No. FirstFruits Financial does not prepare tax returns. We keep your books accurate and tax ready all year, and your CPA prepares the return from the reconciled books we deliver. If you need a tax preparer, we recommend our partner, Elite Taxation & Pro Services Inc., but using Elite is optional.

Yes. We regularly work alongside outside CPAs. We give them organized, reconciled books and the year-end reports they need, which often lowers the cost of tax preparation.

We keep sales tax collected and owed organized in your books and reconcile it against what was filed, including clients that collect in more than one state. For Florida businesses, that includes the county surtax.

We primarily work in QuickBooks Online and also support Xero. We connect the tools your business already uses, including Gusto and ADP for payroll, Bill.com and Ramp for payables, Stripe, Square, Toast and Shopify for sales, and AppFolio and Buildium for property management.

Avanti is the secure client portal that powers our service. You use it to upload documents, view your monthly reports and dashboards, answer questions about transactions and message your team, all in one place.

Yes. Documents and messages are exchanged through the Avanti portal instead of email attachments, access is limited to the people working on your account, and we never ask you to send passwords or bank details by text or email.

Yes. FirstFruits Financial is based in Miami, Florida and serves businesses in every state. Most clients work with us fully remotely through Avanti, video calls, phone and email.

Yes. Our office is at 12900 SW 89th Ct, Miami, FL 33176. Visits are by appointment, Monday to Friday from 9:00 AM to 6:00 PM ET, and we can meet outside those hours Monday through Saturday when needed.

We work with real estate investors, property managers, construction companies and contractors, restaurants and hospitality, professional services firms, and home and field service businesses, along with many other growing small businesses.

Day to day through the Avanti portal, plus email, phone, WhatsApp and scheduled video calls. You can reach us at (305) 988-7148 or Accounting@firstfruitsfin.com.